Get pre-approved for your mortgage instantly.
80% faster than the competition. So fast it'll feel too good to be true.
As seen in“Wiseday can confirm eligibility on the spot, with confidence”“Wiseday has put customers at the heart of the newly streamlined process”“Built the technology that breaks down a very frustrating barrier”“Savings are passed along to customers every step of the way”
Start shopping for a home in minutes
Pre-approvals valid for 120 days that you can actually shop for homes with.Get my Instant Pre-approval
REAL Pre-approval letters
In just a few taps, a real pre-approval letter will be in your email inbox. Next stop, is that open house you wanted to visit.
5 minutes instead of 7 days
We created a better way to get pre-approved. Our technology does in 5 minutes, what takes big banks 7 days.
FREE and no effect on your credit
The best things in life are free. Not to mention, as opposed to big banks, with Instant Pre-approvals there is no effect on your credit.
How it works
Enter your information to see if you're eligible
First, we'll need just a few basic details to see if we can help. Instant Pre-approvals are exclusively available to salaried employees with healthy credit scores.
Sign-in to your financial institution
We take the work out of securing a pre-approval by doing it all for you. We'll quietly and securely validate how much mortgage you can afford.
You get a pre-approval letter instantly
Once we've validated your financial details, you're pre-approved! An Instant Pre-approval letter will be sitting in your email inbox!
Who is eligible?
Congratulations! You've been pre-approved for a $388,900 mortgage!
Instant Pre-approvals are tailored for salaried employees that have been with their current employers for 3+ months.
02Credit Score above 680
Chances are, this will be largest purchase you ever make. We need to ensure you have strong track record of being on top of your finances.
03Within the correct debt to income ratio
We calculate 2 main ratios to determine if borrowers can afford to buy a home: Gross Debt Service (GDS) and Total Debt Service (TDS).
How Instant Pre-approvals compare
Competitors offer empty promises of instant rates, pre-qualifications and pre-approvals. Here's how Instant Pre-approvals are different.
How we keep your data safe
Never shared with 3rd parties
With the Instant Pre-Approval, the information we gather is never shared with 3rd parties. We simply use your information to determine what mortgage amount you can obtain !
One time use only
You only give Wiseday a temporary one-time access to your financial institution. Once completed, we cannot access your information again.
Your data is encrypted and secure
At Wiseday, we are committed to protecting our customers' personal data. You can rest assured by knowing your data is encrypted using the highest security standards.
Frequently asked questions
Start shopping for homes in 5 minutesGet my Instant Pre-approval