Get a mortgage rate that's lower than your bank

Qualify online instantly and get access to Wiseday's exclusive low rates that will save you thousands.

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4.9 Stars on Reviews
Man and women on a sofa with a dog, happy about doing business with Wiseday for their mortgage.
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3 Simple Steps

How Wiseday Works

1
We'll ask you a few questions about the mortgage you're looking for and your personal finances.
2
We'll automatically match you with our best rate based on your specific situation.
3
To finalize your mortgage, and secure your rate, we'll connect you with a licensed Wiseday mortgage advisor
Get My Rate in 1 min
How much you save

Wiseday's rates are 20% lower

Volume discounts, a streamlined online process and exclusive rates mean you save an average of 20% vs your bank.

Wiseday Rate
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Apply online anytimeOne application, multiple lendersPre-approvals in as little as 5mins
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Traditional Bank Rate
--%
5 Years Fixed Rate (Closed)
Inconvenient in-person meetingsRun bank to bank to get a lower ratePre-approvals that take 7-10 days
Our Clients

See how Wiseday has saved Canadians thousands on their mortgage

4.9
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 Rating
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“They found me a better rate than the bank I've been with for 20 years. Thank you! A+++ I got my pre-approval the same day”

(Translated by Google)

C
Catherine Long
Wiseday Customer
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“Working with Wiseday was a pleasure from start to finish. Their team was friendly and helpful, and they were able to secure me the lowest interest rates on the market”

(Translated by Google)

J
Joshua Lavoie
Wiseday Customer
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“Very good service and fast and they help their client until the end thank you Wiseday Financial”

(Translated by Google)

L
Lucille Peloquin
Wiseday Customer
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Term Length

Choose the term that's right for you

Shorter terms so you can rethink your new mortgage in a few years

Fixed
Variable
5 Years Term
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5 Years Fixed Rate (Closed)

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4 Years Term
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4 Years Fixed Rate (Closed)

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3 Years Term
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3 Years Fixed Rate (Closed)

Get this 3 Years Year Rate
Exclusive rates in partnership with
& more

Join 10,000+ Canadians that trusted Wiseday

Billions $

Mortgages pre-qualified annually

24 hours

Get approved in as little as 24hrs

5+ Years

Average experience per licensed mortgage advisor

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Questions?

How are your rates so low?
Volume discounts, No expensive Storefronts, and no hidden fees. Our high volume allows us to secure rock bottom rates. A streamlined online journey removes steps, and the costs of expensive bank branches and makes your experience fast and easy. Also, our fully transparent experience is supported by commission-free mortgage experts that always have your best interest in mind.
Is Wiseday Free?
Wiseday is 100% free, there are no hidden fees, just a rock bottom rate!
Do I get to speak to an actual mortgage professional?
While technology is important and helps save you thousands, we're big believers that trusted expert advice to finalize your mortgage is important. As soon as you qualify online, you’ll be connected with a Wiseday mortgage professional. They’ll work with you hand in hand from finalizing your rate, right until closing day.
Why should I trust Wiseday with my mortgage?
  1. Wiseday is licensed by the Autorité des marchés financiers (AMF), Financial Services Regulatory Authority of Ontario (FSRA) as well as Mortgage Professionals Canada.
  2. We've been featured in publications like the Financial Post, Yahoo Finance, Montreal Gazette, and more.
  3. Hundreds of customers have reviewed their experience with Wiseday (4.9 Stars).
How is my personal data kept safe?
At Wiseday, we are committed to protecting our customers' personal data. You can rest assured by knowing your data is encrypted using the highest security standards. The information we gather is never shared with 3rd parties. We simply use your information to determine what mortgage amount you can obtain !