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5 Years FixedFixed
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5 Years VariableVariable
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Guaranteed lowest rates in Canada

Online mortgages that save you time and money.

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4.8 Stars on Reviews
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Low Rate Guaranteed

As seen in

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“Wiseday can confirm eligibility on the spot, with confidence”
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“Wiseday has put customers at the heart of the newly streamlined process”
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“Built the technology that breaks down a very frustrating barrier...in the home buying process”
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“Savings are passed along to customers every step of the way”

The modern way to mortgage

Qualify in minutes, anytime, anywhere. No more printing or faxing documents, or even booking a bank branch visit.

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100% online

No more paperwork or in-person appointments necessary. Qualify, and get approved entirely online.

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Save Thousands

Exclusive rates, negotiated with multiple lenders, without big bank overhead means you save big.

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4.8 Stars on

We get it, mortgages are important. That's why our 5 star experts are a phone call away.

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How can we offer
guaranteed
low rates?

Volume Discounts

Our high volume allows us to partner with lenders on rock bottom rates. We pass those savings directly to you.

100% Online

A streamlined online journey that saves us overhead and our customers thousands. Our technology removes steps, and make your experience fast and easy.

No Hidden Fees

A fully transparent experience supported by commision free mortgage experts that always have your best interest in mind.

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How it works

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STEP 1

Apply online in seconds

Share some details about your property to help Wiseday pinpoint the best mortgage options available to you.

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STEP 2

You get the best rate

Based on your unique profile, we use our technology and partnerships to instantly scan competing lenders and match you with the best possible interest rate.

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STEP 3

We get you approved

Share some of your financial details, we validate them, and and we'll help you lock in your rate in as little as 24hrs.

Get pre-approved in
as little as
24hrs
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Get advice from the experts

You can secure your rate with Wiseday for 120 days.

  • 24h customer support
  • Transparent advice from end-to-end
  • Our mortgage specialists will help you find the right mortgage for you, at lowest possible rate available in Canada
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Tony M.
Mortgage Advisor
5+
Years of Experience

Join 10,000+ Canadians* that trusted us

Billions $

Mortgages pre-qualified annually

24h

Get approved in as little as 24hrs

5+ Years

Average experience per licensed mortgage advisor

Delighted Wiseday Customers

Customers just like you saved time, money and headaches by choosing Wiseday for their mortgage.

4.8
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Google Rating
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“They found me a better rate than the bank I've been with for 20 years. Thank you! A+++ I got my pre-approval the same day”

(Translated by Google)

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Catherine Long
Wiseday Customer
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“I received excellent, professional, fast and reliable service. I will recommend Wiseday to all family and friends.”

(Translated by Google)

E
Eliana Pierre
Wiseday Customer
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“Impeccable and courteous service, quick pre-authorization and caring about people's needs, always there to answer questions”

(Translated by Google)

M
Martin Perron
Wiseday Customer

Get your rate in seconds

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Pre-approval letter, check ✅

Wiseday's Instant Pre-approvals can get your your pre-approval letter 80% faster than the competition. So fast it'll feel too good to be true.

REAL Pre-approval letters

In just a few taps, a real pre-approval letter will be in your email inbox. Next stop, is that open house you wanted to visit.

5 minutes instead of 7 days

We created a better way to get pre-approved. Our technology does in 5 minutes, what takes big banks 7 days.

FREE and no effect on your credit

The best things in life are free. Not to mention, as opposed to big banks, with Instant Pre-approvals there is no effect on your credit.

The first pre-approval you can get in 5 min
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So fast, it feels too good to be true
100x faster than the Sunday brunch line

Wiseday is authorized by

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Our Team

Wiseday was founded by a group of proud Montrealers. Today, our team is made up of Canadians from coast to coast

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Kirin Ho
Product Designer
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Eric Dahan
CEO
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Andrew Peker
Head of Product

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A weekly advice column about mortgages, real estate and personal finance

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