Guaranteed lowest rates in Canada
Online mortgages that save you time and money.

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The modern way to mortgage
Qualify in minutes, anytime, anywhere. No more printing or faxing documents, or even booking a bank branch visit.
100% online
No more paperwork or in-person appointments necessary. Qualify, and get approved entirely online.
Get My RateSave Thousands
Exclusive rates, negotiated with multiple lenders, without big bank overhead means you save big.
Get My Rate4.9 Stars on
We get it, mortgages are important. That's why our 5 star experts are a phone call away.
Learn MoreHow can we offer
guaranteed low rates?
Volume Discounts
Our high volume allows us to partner with lenders on rock bottom rates. We pass those savings directly to you.
100% Online
A streamlined online journey that saves us overhead and our customers thousands. Our technology removes steps, and make your experience fast and easy.
No Hidden Fees
A fully transparent experience supported by commision free mortgage experts that always have your best interest in mind.
How it works
Apply online in seconds
Share some details about your property to help Wiseday pinpoint the best mortgage options available to you.
You get the best rate
Based on your unique profile, we use our technology and partnerships to instantly scan competing lenders and match you with the best possible interest rate.
We get you approved
Share some of your financial details, we validate them, and and we'll help you lock in your rate in as little as 24hrs.
Get advice from the experts
You can secure your rate with Wiseday for 120 days.
- 24h customer support
- Transparent advice from end-to-end
- Our mortgage specialists will help you find the right mortgage for you, at lowest possible rate available in Canada

Delighted Wiseday Customers
Customers just like you saved time, money and headaches by choosing Wiseday for their mortgage.
“They found me a better rate than the bank I've been with for 20 years. Thank you! A+++ I got my pre-approval the same day”
(Translated by Google)
“I received excellent, professional, fast and reliable service. I will recommend Wiseday to all family and friends.”
(Translated by Google)
“Impeccable and courteous service, quick pre-authorization and caring about people's needs, always there to answer questions”
(Translated by Google)
Get your rate in seconds
Get my RatePre-approval letter, check ✅
Wiseday's Instant Pre-approvals can get your your pre-approval letter 80% faster than the competition. So fast it'll feel too good to be true.
REAL Pre-approval letters
In just a few taps, a real pre-approval letter will be in your email inbox. Next stop, is that open house you wanted to visit.
5 minutes instead of 7 days
We created a better way to get pre-approved. Our technology does in 5 minutes, what takes big banks 7 days.
FREE and no effect on your credit
The best things in life are free. Not to mention, as opposed to big banks, with Instant Pre-approvals there is no effect on your credit.

Wiseday Newsletter
A weekly advice column about mortgages, real estate and personal finance

‘Instant pre-approvals’ and ‘fully digital’ have been promised by ... Read more

Your mortgage must be renewed at the end of each mortgage term, except... Read more

If you are thinking of buying a single-family property, condo or duplex... Read more
Guaranteed lowest Mortgage rates in Canada
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