Guaranteed lowest rates in Canada

Online mortgages that save you time and money.

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4.9 Stars on Reviews
Low Rate Guaranteed

As seen in

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“Wiseday can confirm eligibility on the spot, with confidence”
Financial Post logo
“Wiseday has put customers at the heart of the newly streamlined process”
Yahoo! Finance logo
“Built the technology that breaks down a very frustrating barrier”
Montreal Gazette logo
“Savings are passed along to customers every step of the way”

The modern way to mortgage

Qualify in minutes, anytime, anywhere. No more printing or faxing documents, or even booking a bank branch visit.

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100% online

No more paperwork or in-person appointments necessary. Qualify, and get approved entirely online.

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Save Thousands

Exclusive rates, negotiated with multiple lenders, without big bank overhead means you save big.

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4.9 Stars on

We get it, mortgages are important. That's why our 5 star experts are a phone call away.

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How can we offer
low rates?

Volume Discounts

Our high volume allows us to partner with lenders on rock bottom rates. We pass those savings directly to you.

100% Online

A streamlined online journey that saves us overhead and our customers thousands. Our technology removes steps, and make your experience fast and easy.

No Hidden Fees

A fully transparent experience supported by commision free mortgage experts that always have your best interest in mind.

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How it works

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Apply online in seconds

Share some details about your property to help Wiseday pinpoint the best mortgage options available to you.

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You get the best rate

Based on your unique profile, we use our technology and partnerships to instantly scan competing lenders and match you with the best possible interest rate.

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We get you approved

Share some of your financial details, we validate them, and and we'll help you lock in your rate in as little as 24hrs.

Get pre-approved in
as little as
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Get advice from the experts

You can secure your rate with Wiseday for 120 days.

  • 24h customer support
  • Transparent advice from end-to-end
  • Our mortgage specialists will help you find the right mortgage for you, at lowest possible rate available in Canada
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Tony M.
Principal Broker
Years of Experience

Delighted Wiseday Customers

Customers just like you saved time, money and headaches by choosing Wiseday for their mortgage.

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Google Rating
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“They found me a better rate than the bank I've been with for 20 years. Thank you! A+++ I got my pre-approval the same day”

(Translated by Google)

Catherine Long
Wiseday Customer
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“I received excellent, professional, fast and reliable service. I will recommend Wiseday to all family and friends.”

(Translated by Google)

Eliana Pierre
Wiseday Customer
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“Impeccable and courteous service, quick pre-authorization and caring about people's needs, always there to answer questions”

(Translated by Google)

Martin Perron
Wiseday Customer

Get your rate in seconds

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Pre-approval letter, check ✅

Wiseday's Instant Pre-approvals can get your your pre-approval letter 80% faster than the competition. So fast it'll feel too good to be true.

REAL Pre-approval letters

In just a few taps, a real pre-approval letter will be in your email inbox. Next stop, is that open house you wanted to visit.

5 minutes instead of 7 days

We created a better way to get pre-approved. Our technology does in 5 minutes, what takes big banks 7 days.

FREE and no effect on your credit

The best things in life are free. Not to mention, as opposed to big banks, with Instant Pre-approvals there is no effect on your credit.

The first pre-approval you can get in 5 min
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So fast, it feels too good to be true
100x faster than the Sunday brunch line

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Guaranteed lowest Mortgage rates in Canada

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